writing:nelnet

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writing:nelnet [2022-09-07 19:52] – wrapped up first draft asdfwriting:nelnet [2022-12-23 02:28] (current) – asdf
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-====== [DRAFT] Bring Back the Guillotine: Thoughts on the Nelnet Breach ====== +====== Bring Back the Guillotine: Thoughts on the Nelnet Breach ====== 
-No news is good news when it comes to correspondence from student loan servicers. They never mailed me to announce pandemic forbearance. I have received no letter explaining the upcoming loan forgiveness program. But I did receive one regarding the Nelnet breach that has my personal info floating out there somewhere. "It's not as bad as it could have been," they tell me, "your financial information wasn't compromised!" +No news is good news when it comes to correspondence from student loan servicers. They never mailed me to announce pandemic forbearance. I have received no letter explaining the upcoming loan forgiveness program. But I did receive one regarding the Nelnet breach that has my personal info floating out there somewhere. "It's not as bad as it could have been," the letter reads, "your financial information wasn't compromised!" 
  
-And of course, as always happens after these major breaches, I have been offered 24 months of complimentary identity monitoring. +And of course, as always happens after these major breaches, the letter includes an offer for 24 months of complimentary identity monitoring. 
  
 To be honest, it was this last part that really got under my skin. I'm nowhere near as pissed at the thieves as I am at Nelnet. For one thing, unless they're completely incompetent, the thieves should know better than to use or sell this data right now. Since most of the stolen information won't change during those two years, it will generally retain its value over that time. Second, these monitoring offers typically come with a waiver of legal liability. Coupled with the previous point, this provision hands those companies solid protection for zero cost.  To be honest, it was this last part that really got under my skin. I'm nowhere near as pissed at the thieves as I am at Nelnet. For one thing, unless they're completely incompetent, the thieves should know better than to use or sell this data right now. Since most of the stolen information won't change during those two years, it will generally retain its value over that time. Second, these monitoring offers typically come with a waiver of legal liability. Coupled with the previous point, this provision hands those companies solid protection for zero cost. 
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